First Time Buyers

First-time buyers are people who are purchasing a property for the first time. It's an exciting milestone in life! As a first-time buyer, you may have a lot of questions and considerations. It's important to do your research, understand the process, and seek advice.

Some key things to consider as a first-time buyer are budgeting, saving for a deposit, and understanding mortgage options. It's also important to research the housing market and get a pre-approval for a mortgage known as an agreement in principle.

Remember, there may be government schemes or incentives available for first-time buyers, so it's worth asking about those as well. Don't forget to factor in additional costs like legal fees, surveys and home insurance.

Overall, the journey of becoming a first-time buyer can be both exciting and challenging. Take your time, ask questions, and seek guidance. Here at Horizon Mortgage Solutions we will be more than happy to help. Good luck on your journey to becoming a homeowner!

Your home may be repossessed if you do not keep up repayments on your mortgage.

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01872 553 086 or 07841 648 628

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